The No-Hassle Way to Make Sure You’re Getting the Best Homeowner’s Insurance Rate

Homeowner's insurance is tricky.

If you have a mortgage, you're probably required to have it. If you don't have a mortgage, you really should have it because tornadoes, fires, accidents, vandalism, theft, etc. happen. Insurance not only protects your home against unexpected and expensive disasters, but it protects your finances, too. If your home is leveled in a tornado, insurance will help you get back on your feet.

But you probably also want to make sure you're getting the best coverage for your needs at the best price. That's where our friends at Insurance Geek come in. They can help you juggle rates, add-on coverage, deductibles and all that other stuff you don't want to worry too much about — and they'll get you comparable Texas Homeowners Insurance Quotes from several different companies.

They do the hard work, and you get the deal.

What's not to love?

Here are some of the price factors that Insurance Geek will help juggle for you, according to their website:

1) Credit score. Yep, they take that into account.

2) Home value. It's also about what the home value might reveal. For example, age and construction materials affect how well your home could withstand major threats, which insurance companies call "perils."

3) Claim history. The theory is: If you've filed claims in the past, you're more likely to file claims in the future.

4) Other insurance. Bundling car, home and life insurance definitely can lead to good discounts. They also consider if you have multiple lines of homeowner's insurance.

Ready to put the Geeks to work? Learn more about Insurance Geek here. Look for the Shop Home Insurance Fast widget to get started and visit their contact page to request an appointment.