If you're not careful, you can get taken in. They happen in Texas every day. Scams. Nobody likes being taken for a ride. To me, the best way to combat them is to be alert and in the know.

Scammers nowadays are crafty and use various tactics to deceive people and steal their hard-earned money or personal information. The legal website Broden & Mickelson mentions some common scams in Texas but I wanted to elaborate.

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The key is being informed and prepared. Look below for the leading scams taking Texas by storm.

LOOK: DON'T GET TAKEN IN BY THESE 6 SCAMS GOING ON IN TEXAS

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Fake Government Agencies

Scammers may pretend to be representatives of government agencies like the IRS, Social Security Administration, or local law enforcement. They use intimidating language and threats to convince victims into paying bogus fines, taxes, or debts. Government agencies will never demand immediate payment over the phone or by email.


 

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Home Improvement and Repair Scams

In these scams, crooked contractors may approach homeowners after storms or disasters, promising quick and affordable repairs. They ask for an upfront payment and then disappear without completing the work. Always research and hire reputable contractors with a track record of successful projects.

SEE ALSO: These Bad Weather Scams Are Going On Now Around the Big Country


 

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Identity Theft

Identity theft is a popular scam in which thieves steal personal information, like social security numbers, bank account details, or credit card information. With this information, scammers open up fraudulent accounts, make unauthorized purchases, and basically ruin a victim's financial life.


 

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Online Purchase Scams

Be cautious when buying products online. Scammers set up fake websites or online marketplaces promising unbeatable deals. Then, they take your money without delivering the product. It's a good idea to shop only from reputable websites and verify the seller.


 

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Charity Fraud

During times of disasters or crises, bad guys may masquerade as charitable organizations, preying on people's generosity. These scammers claim to be raising funds for victims, but actually, the money goes right into their pockets. Before you donate, be sure to research the charity.


 

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Romance Scams

Scammers can prey on your emotions with fake online dating profiles to establish romantic relationships. Once they gain trust, they'll request money for various reasons, leaving the victim heartbroken and financially busted. Use caution when forming relationships online and never send money to someone you haven't met in person.

To protect yourself from these scams, remain alert, and stay informed about the latest tactics. If you encounter any suspicious activity, report it to local authorities. Awareness is the best defense against scams in the state of Texas.

These acts of deception not only happen in Texas but all over the nation, and there's quite a growing list. Keep scrolling to familiarize and protect yourself.

LOOK: The biggest scams today and how you can protect yourself from them

Using data from the BBB Scam Tracker Annual Risk Report, Stacker identified the most common and costly types of scams in 2022.

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